Apophia is very honest and trust worthy. She manages financial transactions, prepares financial reports, processes payments and bank reconciliations. She has dedicated time to skill and train young people on issues to do with financial literacy through the young people’s saving project. Regardless of the work load at her table, she makes time and participates in field visits. She is very friendly , a good communicator and easily establishes bonds and trust with various people in the community that provide insight on different occurrences in the community.